Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. Related Content Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.